Buyers
The house you want may not be on the site yet
A mandate is signed on Monday and photographed on Thursday. In between, the agent rings the buyers already on their list. Registering puts you on it.
How it goes
From a wish list to a set of keys
- 01
Say what you want
Area, price, bedrooms and the things that are not negotiable. A flatlet, a north facing garden, a school within walking distance.
- 02
Get pre-approved
Find out what a bank will actually lend before you view. It costs nothing, it takes days rather than weeks, and it makes your offer stronger.
- 03
View properly
The branch arranges viewings around your week and tells you what is wrong with a house as well as what is right. A wasted Saturday helps nobody.
- 04
Offer and transfer
We put your offer to the seller, negotiate, and then carry the file through the conveyancer until the property is registered in your name.
What to have ready before you make an offer
An offer to purchase is a binding contract the moment the seller signs it. Being ready is the difference between winning a house and hearing that somebody else was quicker.
- A pre-approval from a bank or a bond originator, so you know your ceiling and the seller knows you are real.
- Your deposit, available. Not promised, not in a fixed deposit maturing in March. Available.
- The cash for transfer costs. Transfer duty, bond registration and transfer fees are paid up front and are not part of the bond. Our bond calculator explains what they are.
- Your FICA documents. Identity document and proof of address. Every buyer is asked for them.
Read the offer before you sign it
The clauses that matter most are the suspensive conditions: the offer subject to bond approval, and the offer subject to the sale of your own house. Both are normal. Both have deadlines in them. A deadline that passes without an extension can end the deal, and it is the buyer who usually loses.
Ask the agent to walk you through the occupation date, the occupational rent and who pays the rates between occupation and transfer. Those three lines cause more disputes than the price does.
Under offer is not sold
A property marked Under Offer on this site is still on the market. Offers fall through, usually because a bond does not come through or a buyer's own sale collapses. If you like a house that is under offer, say so. Being the next in line is a real position.
Tell us what you are looking for
Area, price range, bedrooms, and anything that would rule a house out. It goes to the branch that works that suburb.
Or start with what is already on the books
Every property from every branch, searchable by area, type, price and bedrooms.